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Ted Cruz forces runoff with David Dewhurst for U.S. Senate seat5/29/2012 10:04 PM
Romney clinches Republican presidential nomination with Texas win5/29/2012 10:30 PM
Dallas’ annual homeless count reveals good and bad news5/29/2012 1:26 PM
Fraley: What Roy Oswalt's signing means for Rangers' Neftali Feliz5/29/2012 7:44 PM
After crane standoff, SMU students question campus communication5/29/2012 10:04 PM

Finance News

RISMedia » Financing a Home
FHFA Responds to NPR Freddie Mac Refinance Story2/1/2012 3:58 PM
A ProPublica–NPR news story recently suggested that a mortgage financing vehicle utilized by Freddie Mac may be preventing homeowners from refinancing. While FHFA does not typically comment on its supervisory activities, the circumstances here require some clarification, according to the FHFA, who issued the following response: Freddie Mac has historically used the structuring of Collateralized [...]
Buying a Home? Finally, Times Are Good!12/20/2011 3:26 PM
Everyone knows that the housing market has been a little daunting for the last several years. Ups and downs, talk of good news and bad news, and a confusing amount of information about rising and falling mortgage rates has rendered the market all but inaccessible for a lot of prospective buyers. Good news! Times are [...]
Legislative and Regulatory Recap – The Year in Review12/13/2011 3:35 PM
Editor’s Note: The below article, which originally appeared in the December 2011 issue of Real Estate magazine, features updated information regarding the National Flood Insurance Program. The NATIONAL ASSOCIATION OF REALTORS® (NAR) is a leading advocate regarding federal legislative and regulatory issues affecting the industry and homeowners. NAR’s efforts drove these accomplishments in 2011: Restructuring [...]
Mortgage Defaults: Signs of Recovery12/13/2011 3:29 PM
The UFA Default Risk Index for the fourth quarter of 2011 edged lower to 131 from last quarter’s revised 133, which suggests that residential mortgage default and prepayment risks are continuing their return to normalcy. According to the latest UFA Mortgage Report by University Financial Associates of Ann Arbor, Michigan, the stage is set for [...]
Adjustable Mortgage Rates Hit Record Lows12/1/2011 4:02 PM
Freddie Mac (OTC: FMCC) recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates changing little and remaining near their historic lows while adjustable-rate mortgages averaged new record lows. The 30-year fixed has averaged at or below 4 percent for the fourth consecutive week. 30-year fixed-rate mortgage (FRM) averaged [...]

How to Sell Your Home

RISMedia » How to Sell Your Home
Expert Advice: Selling your Home over the Holidays12/7/2011 3:53 PM
The holidays are fast approaching. Regardless of what denomination you are- the next couple of months are probably going to be more hectic than most as you prepare to conclude 2011 with friends and family. If your home is on the market, this time of year is also particularly tricky. Fortunately there is great advice [...]
10 Ways to Get the Best of Winter When Selling Your Home12/1/2011 4:01 PM
If your home will be for sale this winter, it is important to master certain seasonal issues that are less significant or even non-existent at other times of the year. Here are 10 bits of sage advice from RE/MAX agents that can help put a “Sold” sticker on that yard sign. Let Those Lights Shine: [...]
3 Tips to Sell Your Home This Fall10/27/2011 2:55 PM
As temperatures dip and fall settles in with the promise of winter ahead, home owners need to pay extra attention to certain details in order to set themselves apart from the competition. 1. Maintain your landscape. Flowers aren’t exactly flourishing this time of year but sellers should still make the most of what they have. [...]
Rand on Real Estate: Should I Take a Short Sale on My Investment Property?10/24/2011 3:11 PM
Greg Rand (@gsrand), CEO of OwnAmerica, and host of Rand on Real Estate on 770 WABC, discusses concerns over negative equity on investment properties. Would a short sale be the best way to go? To see more clips on Rand on Real Estate, click here.
5 Things You Need to Know to Sell a Home That’s Underwater10/13/2011 2:47 PM
More and more people are in over their heads when it comes to their home. In this tough economy, many have fallen behind on their mortgages and don’t know where to begin to rid themselves of the property that they can no longer afford. Real estate agent and short sale trainer Mike Cuevas of Exit [...]

Homeowner's Toolkit

RISMedia » Homeowner’s Toolkit
Mortgage Modification: Not Right for Everyone5/29/2012 3:12 PM
(MCT)—For homeowners struggling to stay in their homes, a mortgage modification may be the way to go. But before you choose that route, make sure the modification fits your needs and your wallet. “Evaluating a mod (modification) offer is pretty straightforward,” says Keith Gumbinger, vice president at HSH.com, which publishes mortgage information. “Keeping in mind [...]
Six Keys to Selling Your Home in Today’s Market5/13/2012 12:06 PM
According to the National Association of Realtors®, more than 4.25 million homes sold in 2011. That’s a lot of real estate and such numbers raise the question: How are sellers doing it? “Because individual homes are unique, there isn’t one single strategy that works equally well for every property,” says Wendy Forsythe, the executive vice [...]
5 Basic Steps to Make a House Your Home5/10/2012 2:08 PM
Are you looking to buy your home for the first time? Congratulations! While this is an exciting time, knowing what you are in for can ease the process exponentially. Below are a few steps you can take to find your dream house, and make it into your new home. Learn About Homeownership Owning a home [...]
Kitchens and Bathrooms Remain Top Remodeling Jobs5/9/2012 3:01 PM
A new survey released by the National Association of Home Builders (NAHB) shows common remodeling projects have increased, compared to a similar survey from 2010. The survey, released in conjunction with National Home Remodeling Month, describes the changes the remodeling market has undergone in recent years. Remodelers report that kitchen and bathroom projects remain the [...]
The Reasons Your House Isn’t Selling and What You Can Do About It, Part 25/7/2012 2:06 PM
Recently, we discussed some initial reasons your home might not be selling. Here are issues that may not be as obvious, but may still be impeding the sale of your home: Problem: Your home is not easily accessible for showings. Are you getting a lot of showing requests that you are turning down? Many sellers [...]

Homebuying 101

RISMedia » Home Buying 101
Six Keys to Selling Your Home in Today’s Market5/13/2012 12:06 PM
According to the National Association of Realtors®, more than 4.25 million homes sold in 2011. That’s a lot of real estate and such numbers raise the question: How are sellers doing it? “Because individual homes are unique, there isn’t one single strategy that works equally well for every property,” says Wendy Forsythe, the executive vice [...]
5 Basic Steps to Make a House Your Home5/10/2012 2:08 PM
Are you looking to buy your home for the first time? Congratulations! While this is an exciting time, knowing what you are in for can ease the process exponentially. Below are a few steps you can take to find your dream house, and make it into your new home. Learn About Homeownership Owning a home [...]
Loan Modification is Stressful; Know Your Options11/30/2011 3:52 PM
When the Obama administration rolled out the Home Affordable Modification Program (HAMP) in 2009, officials estimated 3 to 4 million borrowers would seek relief from their mortgages through the program amidst the worst recession and housing market collapse in decades. More than two years later, those projections have proven to be optimistic, to say the [...]
NAR Home Buyer and Seller Survey Reflects Tight Credit Conditions11/21/2011 3:53 PM
Recent home buyers are staying well within their means with notably higher incomes and modestly higher down payments than buyers in the previous year, due to the restrictive mortgage credit environment, despite historically favorable housing affordability conditions, according to a study released at the 2011 REALTORS® Conference & Expo. The 2011 National Association of Realtors® [...]
Find the Right Home: HomesDatabase.com Unveils ‘Lifestyle Search’11/17/2011 3:26 PM
MRIS, the Mid-Atlantic region’s multiple listing service (MLS) marketplace that facilitates $36 billion in yearly sales, has launched a new “Lifestyle Search” feature as a major upgrade and enhancement to its consumer website HomesDatabase.com, the organization has announced. “Typically, consumers are confined to searching by home features such as room count and type, square footage [...]

Consumer News and Advise

RISMedia » Consumer News and Advice
Mortgage Modification: Not Right for Everyone5/29/2012 3:12 PM
(MCT)—For homeowners struggling to stay in their homes, a mortgage modification may be the way to go. But before you choose that route, make sure the modification fits your needs and your wallet. “Evaluating a mod (modification) offer is pretty straightforward,” says Keith Gumbinger, vice president at HSH.com, which publishes mortgage information. “Keeping in mind [...]
The Fiscal Cliff: What It Means for Housing and Home Builders5/28/2012 12:04 PM
At the end of 2012, a number of tax and spending policies are scheduled to change. Taken together, these changes may exert a strong fiscal drag on an already fragile macroeconomic environment depending on the actions of Congress. Federal Reserve Chairman Ben Bernanke calls this the “fiscal cliff.” Tax policy analysts call it “taxaggedon.” Regardless [...]
Nationwide Housing Affordability Reaches New Record High5/24/2012 3:11 PM
Nationwide housing affordability hit a new record high for a second consecutive quarter in the first three months of this year, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI). Yet tight lending conditions continue to pose a major obstacle to many prospective home buyers. The latest HOI data reveal that [...]
News in Housing: Inventories up in April5/24/2012 3:09 PM
The housing inventory rose slightly in April, which is unusual in the middle of the spring sales season. The uptick may be the result of rising seller confidence and it should ease concerns that the super tight inventory levels of the last six months have dampened sales by limiting buyer options. Yesterday the National Association [...]
Recovery News: U.S. Home Sales Up 3.4% in April5/23/2012 2:59 PM
Existing-home sales rose in April and remain above a year ago, while home prices continued to rise, according to the National Association of Realtors®. The improvements in sales and prices were broad based across all regions. Total existing-home sales, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, increased 3.4 percent to [...]

Real Estate News

RISMedia » Real Estate
Enough Already5/29/2012 3:16 PM
I am a firm believer that you can only do so many things great. I guess you could say that I fall in line with the phrase, “jack of all trades, master of none.” Now I do believe that some people can excel at more things than other people but as a general rule you [...]
5 Rules for Real Estate Success5/28/2012 12:03 PM
The current real estate market offers an overwhelming amount of opportunity to the agent willing to hone their skills and maintain a commitment to the fundamentals. A successful agent in today’s market understands the need to practice their craft. They are also willing to embrace the preparation process required to meet and overcome any and [...]
Weekly Video Tip: Understanding Types of Lenses for DSLR Video5/23/2012 2:56 PM
If you’ve advanced your knowledge of video enough to shoot on something like a DSLR camera, check out these great tips on using various lenses. If you’re really serious about maintaining complete control of what you’re shooting, then the three generic types of lenses that should be on your radar are fixed, zoom, and “close [...]
ZipRealty Allows Consumers to Post Unfiltered Agent Reviews Online5/23/2012 2:53 PM
ZipRealty, a leading national real estate brokerage and provider of proprietary technology and comprehensive online marketing tools, announced recently that homebuyers and sellers are now able to post public, unfiltered reviews of their ZipRealty agent directly on the agent’s profile page on the ZipRealty website. Prospective homebuyers and sellers can now also search for an [...]
Why Would You Rob Yourself?5/22/2012 2:48 PM
Sometimes I wonder if people truly understand who they are and if they really value themselves on the level that they need to. Let’s face it; there is nobody in this world that you will spend more time with than yourself so it would benefit you to like yourself. I mean, as the saying goes, [...]

Real Estate Words Glossary

RISMedia » Real Estate Words Glossary
Zoning12/17/2007 3:56 PM
Procedure that classifies real property for a number of different uses: residential, commercial, industrial, etc. in accordance with a land-use plan.
Yield12/17/2007 3:55 PM
What an investment or property will return; the profit or income.
Write-off12/17/2007 3:54 PM
Depreciation or amortization an owner takes on a commercial property.
Warranty deed12/17/2007 3:52 PM
A deed in which the grantor guarantees that he or she is giving the grantee good title free of encumbrances. Considered to be the best deed a grantee can receive.
VA loan12/17/2007 3:51 PM
Veterans Administration-backed mortgage. The VA, a federal agency, operates a loan guarantee program for honorably discharged veterans and widows of veterans who died of a service-related injury. Mortgages call for low or no down payment. Sometimes referred to as GI loan.

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